Ghana Money
The exchange rate system in Ghana has been liberalised and allows foreign currency to be available through authorised dealers including banks and foreign exchange bureaux. You will always receieve a more preferential rate if cash is exchanged rather than traveller's cheques.
Credit/Debit Cards and ATMs
Credit cards are accepted by most leading hotels, restaurants, banks, businesses and some shops. It is possible for some banks to give cash advances thtrough credit cards. Be aware that card fraud is extremely common and we advise using your credit card as little as possible. In large urban areas such as Accra and Kumasi ATMs are commonplace.
Traveller's Cheques
To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in US Dollars or Pounds Sterling. Traveller's cheques can be exchanged in large hotels, banks and foreign exchange bureaux.